Insurance FAQs

Insurance Information

Forever Fit Physical Therapy & Wellness LLC accepts insurance for physical therapy services as well as cash payments. Almost all insurances cover physical therapy in some capacity, but each plan differs on the out-of-pocket cost, number of visits allowed or pre-authorization required. Our staff will be happy to contact your insurance company to determine what your benefits are and explain them to you prior to initiating treatment. Payment of co-pays, co-insurances and deductibles is expected at the time of service unless other arrangements have been made.
What Insurances are accepted In-Network?
  • Automobile Insurances
  • Aetna
  • Carefirst-Blue Cross Blue Shield plans
  • Coventry
  • Cigna
  • GEHA
  • John Hopkins Employee Health Plan
  • Medicare
  • Maryland Medicaid
  • Priority Partners
  • Tricare Standard & Prime
  • United Healthcare
  • United Healthcare Community Plan
  • US Family
  • Workers Compensation

*If we do not participate with your insurance but your plan has out-of-network benefits we will gladly submit claims on your behalf.

What should I bring for my first visit?
  • Insurance card
  • Photo ID
  • A list of medications you are currently taking
  • Your prescription/referral if you have one
  • Any relevant test results
Do I need a referral or prescription from my physician to see a physical therapist?
The state of Maryland has direct access for physical therapists, meaning you do NOT need a referral to see a physical therapist. However, if you have Medicare or an HMO insurance plan, you may be required to have a referral for your insurance company to pay for treatment. Call 301-421-1125 and we will be happy to help you determine your plan’s requirements.